RESOURCES

Sample Dispute Letter

 

Date

Your Name
Your Address
Your City, State, Zip Code

Complaint Department
Name of Company
Address
City, State, Zip Code


Dear Sir or Madam:

I am writing to dispute the following information in my credit file.  The items I am disputed are encircled on the attached copy of the report I received.

This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgement, etc.) is (inaccurate or incomplete) because (describe what is inaccurate of incomplete and why).  I am requesting that the item be deleted (or request another specific change) to correct the information.

Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records or court documents) supporting my position.

Please investigage this (these) matter(s) and delete (correct) the disputed item(s) as soon as possible.

Sincerely,
Your Name

Enclosures: (list what your are enclosing)